Paul has over 25 years of experience in the property & casualty insurance industry, where he has performed rate level indications and profitability analyses for personal and commercial product lines, been involved in ratemaking for Homeowners and Commercial Automobile coverages, priced reinsurance agreements, and has provided loss and loss adjustment expense reserve indications for various lines of business.

Prior to joining Martin & Company, Paul was an Actuary with MEMIC, where he produced loss ratio projections by state, provided loss reserve analyses by writing company, and priced large Workers Compensation accounts.

Paul holds a Bachelor of Science Degree in Mathematics from The Pennsylvania State University.  He lives in Morristown, New Jersey.