Julie has over 40 years of experience working in the insurance industry that includes work at independent insurance agencies and in a company setting, along with 28 years of regulatory experience with the Minnesota Department of Commerce, leading their Life & Health Section.  Most recently Julie has worked as an independent regulatory consultant and has experience working with all categories of life and health products, both in the individual and group markets, researching state and federal regulatory requirements, drafting contract language, and negotiating and formulating options to resolve compliance issues to ultimately obtain approval of product filings. Her past product experience includes Comprehensive Major Medical (Managed Care, PPO, POS), Short-Term Medical, Disability, Employee Benefits, Expatriate, LTC, Accident, Hospital / Fixed Indemnity.

Julie resides in a suburb of Minneapolis, Minnesota with her two Australian Shepherd rescues and enjoys traveling, cooking and volunteer work.