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Laura Lemke

Posted: November 2022

Laura joined Martin & Company in 2021, as a Senior State Filing Analyst. Laura has over 30 years of experience in the insurance industry, most recently with W.R. Berkley Corporation, and prior to that with American Association of Insurance Services (AAIS) and GuideOne.  She has experience preparing, submitting, and maintaining form, rate, and rule filings for both commercial and personal lines of business, as well as reviewing ISO, NCCI, AAIS and various independent bureau circulars.  Laura also has a strong product development and compliance background and familiar with the UCAA application process for company licensing. Laura has taken various insurance courses, earning her ACP designation, and has been an active member of the Association of Insurance Compliance Professionals (AICP), including two terms as chapter secretary, and has attended many conferences.

Laura lives in Des Plaines, Illinois with her husband Rick.  She has two grown children (Ricky and Kaitlynn) and a grandson (Jase).

Stephanie Marlow

Posted: November 2022

Stephanie has over 13 years in P&C Insurance and is a Subject Matter Expert for the Workers' Compensation line of business. Her experience includes identifying trends and opportunities for WC, creating manual rating worksheets, and assistance with the development WC underwriting guidelines. Some of her accomplishments include the implementation of a WC program in all voluntary jurisdictions, implementation of a WC large deductible program, and implementation of a WC territorial rating program.

She is a member of The American Society of Workers Comp Professionals (AMCOMP). Responsibilities have included: Form, Rate & Rule development and state filings, testing and training of system changes, statistical reporting, and researching system/product issues and finding resolutions.

Prior to her insurance career, Stephanie worked for manufacturing companies as their Safety and Environmental Manager.  She helped develop and implement safety training manuals and programs, along with providing training to the employees.  She was also responsible for any state/federal reporting of workers compensation claims and environmental reports.When she is not working, Stephanie enjoys taking her dog for walks, gardening and enjoying the outdoors.

Julidden Smith

Posted: November 2022

Prior to joining the M&C team Julidden was a Corporate Compliance Analyst with State National Insurance Company (SNIC), an operating brand of the Markel Corporation, a Fortune 500 holding company. Julidden’s was responsible for all company licensing including handling UCAA amendments, primary applications, and expansion applications. She was also responsible for annual filings required by State Departments of Insurance, State Financial Divisions, and Secretary of State. Prior to her insurance career she has 15+ years banking experience with a background in operations and compliance.

Julidden holds a Bachelors degree in Business Administration/Management and an MBA from Florida Institute of Technology. Julidden resides in Mississippi with husband Dontay and 2 children. She enjoys spending time with family, home improvement projects, and traveling.

Sonja A. Rodebaugh

Posted: November 2022

Sonja is the Vice President and Director of Compliance. She began her insurance career in 1985 on the Property and Casualty Underwriting side of the industry and transitioned into Compliance in 1992. Responsibilities throughout her career have included: 

•    establishing, developing and overseeing successful compliance and state filing departments; 

•    working closely with Insurers, Managing General Agents and Program Administrators to develop new/revised products; 

•    program & product development; 

•    state rate, rule and form filings; 

•    bureau circular monitoring; 

•    overseeing various licensing responsibilities;

•    developing and implementing procedures and best practices; 

•    performing system and underwriting audits. 

•    Company Licensing / UCAA application. 

In addition, Sonja has been very involved in coordinating the Compliance and Underwriting aspects of insurance requirements in various policy issuance and rating systems. She has been instrumental in developing new and innovative technology for tracking and monitoring rate, rule and form filings as well as Bureau Circulars.  Experience across all Commercial lines of business including Businessowners, Cyber, Inland Marine / Non-Filed Inland Marine, Professional Lines, Property, Transportation and Workers Compensation.

Current member of Target Markets Program Administrators Association (TMPAA) and Association of Insurance Compliance Professionals (AICP). She was previously the President of the AICP Great Lakes Chapter.  She has been a panel speaker at various Conferences including AICP, TMPAA, as well as a Speed-to-Market Seminar.

Linda Boyce

Posted: November 2022

Linda has over 35 years of experience in the insurance industry specializing in life insurance and annuity product compliance.  Her experience includes drafting of life and annuity products including research of state specific regulations to ensure state compliance.  Research of diverse compliance topics, particularly new laws and regulations involving changes to life and annuity policy forms.  Advertising review to determine compliance with NAIC Model Regulation and State Insurance Laws. She has cultivated excellent relationships with insurance department personnel and other insurance industry professionals. 

She is a member of the Association of Insurance Compliance Professionals (AICP) and the Life and Health Compliance Association (LHCA).  Before becoming an independent contractor, Linda has worked for some of the top tier life and annuity companies such as Midland National Life/North American Company in Chicago and Mutual of New York (MONY) in New York City.

Linda and her husband Bill reside in Woodridge, IL and enjoy trips to Napa Valley, California and spending summers in Michigan with their children and grandchildren.

Brenda Eldridge

Posted: November 2022

Brenda has over 40 years of experience in various aspects of the insurance industry, in all 50 states and all lines of business. Brenda joined Martin & Company in 2021, as a Regulatory and Product Development Analyst. Previously, Brenda worked as a Team Lead of Underwriting Operations, with duties including overseeing underwriting assistants in their day-to-day operations, and the Direct Billing System and email tracking systems, servings as the company trainer for all lines of insurance for internal and external personnel, creating training manuals, and handling Workers’ Compensation criticisms from all states. Before moving to operations, Brenda was a Senior Product Compliance Analyst in the Product Compliance department of Nova Casualty Company, a Division of Hanover Insurance Group, where she maintained all bureau products for all states and lines.  She was also responsible for maintaining, reviewing, and assisting in the development of specialized products, including creating forms and proprietary manuals, rates, and handling all filings. Prior to that she worked as Staff Underwriter at Exchange Insurance Company where she filed and maintained the company’s insurance products.

Brenda began her insurance career in insurance learning how to manually rate all commercial property and casualty lines of business using the bureau manuals and worked her way up to gain valuable knowledge which she uses today.

Brenda resides in Williamsville, NY with her husband Tim. In her time off Brenda enjoys boating, spending time at her Florida home with her family and friends.

Juli Frank

Posted: November 2022

Juli began her career in the insurance industry at NCMIC Group, Inc. in 2001, holding various positions within the compliance department with a focus on commercial property and casualty regulatory compliance.  Juli has been responsible for medical malpractice and professional liability product development as well as preparing, submitting, and maintaining form, rate, and rule filings across all 50 states, the District of Columbia, Guam, Puerto Rico, and the Virgin Islands. 

Juli has worked closely with senior management, underwriting, customer service, information systems, marketing, actuarial, and accounting through product development and implementation, system testing, review of marketing materials, regulatory research, and competitor comparisons.  She also has experience organizing and assembling documentation for state insurance department financial and market conduct examinations and organizing and submitting rate history data and summaries for annual reinsurance renewals.  Juli has prepared and submitted business entity filings and renewals and has been active in RPG registration and maintenance.

Juli holds a Bachelor of Science degree in Elementary Education from Iowa State University.  Juli resides in Earlham, Iowa, with her husband Luke and their four children.

Tim Kulp

Posted: November 2022

Since joining the team as the company’s first Client Service Specialist, Tim has worked directly with M&C’s Competitive Intelligence & Research Team. In addition, Tim has helped update many of Martin & Company's web applications including OneView,, Medical Malpractice Rate Tracker, and Mortgage Rate Tracker. Tim Graduated from West Chester University with a Communications Studies degree. He currently resides outside of Philadelphia in West Chester, PA.

Julie Lee

Posted: November 2022

Julie has over 40 years of experience working in the insurance industry that includes work at independent insurance agencies and in a company setting, along with 28 years of regulatory experience with the Minnesota Department of Commerce, leading their Life & Health Section.  Most recently Julie has worked as an independent regulatory consultant and has experience working with all categories of life and health products, both in the individual and group markets, researching state and federal regulatory requirements, drafting contract language, and negotiating and formulating options to resolve compliance issues to ultimately obtain approval of product filings. Her past product experience includes Comprehensive Major Medical (Managed Care, PPO, POS), Short-Term Medical, Disability, Employee Benefits, Expatriate, LTC, Accident, Hospital / Fixed Indemnity.

Julie resides in a suburb of Minneapolis, Minnesota with her two Australian Shepherd rescues and enjoys traveling, cooking and volunteer work.