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Ramona Lee

Posted: November 2022

Ramona Lee joined Martin & Company with over 26 years regulatory experience. As a regulator in Iowa and Pennsylvania, she testified and presented to the legislature, the industry, and consumers regarding Medical Professional Liability, Workers’ Compensation, and Personal Lines insurance. She determined the security requirements for entities which are self-insured for Workers’ Compensation. She opined on property and casualty reserves, rate filings, new products, changes in the marketplace, and proposed law changes. Ramona is an Associate of the Casualty Actuarial Society, a member of the American Academy of Actuaries, and a Professional Risk Manager with the Professional Risk Managers’ International Association.

Ramona lives in Wallagrass, Maine. She is an avid supporter of animal rescue organizations and has an adopted greyhound and a rescued cat. On weekends she enjoys community activities and outdoor adventures with her family and friends.

Adam Ring

Posted: November 2022

Adam has 12 years of experience in Property & Casualty Insurance Industry and is an Associate of the Casualty Actuarial Society.

He started his career in personal lines pricing then quickly moved into predictive modeling. He has worked extensively with Personal Auto and Homeowners lines of business where he has developed predictive models for all aspects of the consumer experience. Adam has used his knowledge and experience in machine learning and traditional actuarial techniques to solve a variety of business problems by developing and implementing: new rating plans, underwriting and selection models, territorial models, lifetime value projections, expensive savings models, and demand models.

Adam has a bachelor’s degree in mathematics and computer science from the University of Windsor. He lives in Cincinnati with his wife, two children and two rabbits.

Arnie Rippener

Posted: November 2022

Arnie has 30 years of experience in the insurance industry, having worked with Group Health as well as Property & Casualty lines of business. He is an Associate of the Casualty Actuarial Society.

Arnie began his career in pricing roles with Group Accident & Health products, after which he moved to the Property Casualty side of the business where he held Personal Lines pricing roles at CNA Insurance Company, Allstate as well as USAA. Immediately prior to joining Martin & Company, he was involved in reserving for various lines of P&C business, including Cyber & Data Security, General Liability, Excess Workers Compensation, Commercial Umbrella and Travel. Arnie also has experience with other lines of business which includes High Value HO, Personal Auto and various Specialty Lines, Commercial Auto, Commercial Property, Inland Marine Surety, Travel, AD&D, Equine and Workers' Compensation.

Arnie has a Bachelor of Science degree from Northern Illinois University. He currently resides in Valparaiso IN, where he enjoys spending time with friends and family.

Raissa Schickel

Posted: November 2022

Raissa has over 17 years of P&C industry experience and joined Martin & Company in 2012.  Raissa’s pricing experience spans numerous lines of business and products including Homeowners, Property, Personal Auto, Commercial Auto, Inland Marine, General Liability, Package, Crime, Commercial Output Policy (COP), Businessowners (BOP), Professional Liability, Management Liability, Workers Compensation, Excess & Umbrella, Cyber, and Aircraft.

Prior to joining M&C, Raissa worked at Philadelphia Insurance Companies, AAA Mid-Atlantic, and Signature Consulting Solutions.  She’s been involved with all parts of the rate filing process from product development, competitor analysis, and strategic planning with leadership to rate indications and DOI objections.  Raissa also has experience developing unpaid claims estimates.

Raissa holds a Bachelor of Arts degree from the University of Notre Dame and a Master of Science degree (with Academic Distinction) in Actuarial Science from Temple University.  She is one exam away from her ACAS designation.  She lives in Philadelphia and enjoys spending as much outdoor time as possible with her spouse and daughter and their family dog.

Thomas Bedford

Posted: November 2022

Tom spent the first five years of his career in the Property and Casualty Insurance Industry in both actuarial and technical analyst roles. During this time, Tom had the opportunity to work across various lines of business including Workers Compensation, Business Owners, and Commercial Auto. Additionally, he had the opportunity to complete actuarial work in both a reserving and pricing role as well as assist senior management as the firm grew through rate filings and training of new actuaries. Since joining Martin & Company, Tom has added Personal Auto, Commercial General Liability, and Commercial Property to his portfolio of work.

Tom currently resides in Forty Fort, Pennsylvania with his wife, Jess and dog, Parker. He holds a Bachelors of Science in Mathematics with minors in Statistics and Finance from Wilkes University. He is currently working towards obtaining an ACAS designation.

John Butel

Posted: November 2022

John has over 19 years of experience in the Property & Casualty Insurance industry.  He is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. 

Prior to joining Martin & Company, John was a pricing actuary with Nationwide Insurance.  John has extensive experience in all parts of the rate review process, from rate indications and product design through filing approval and implementation. Lines of business and product experience includes Homeowners, Personal Auto, Telematics, Property and Commercial General Liability, Commercial Auto, General and Professional Liability, Equipment Breakdown, Pet Health and Accident.

John has a bachelor’s degree in mechanical engineering from Kansas State University.  John is married, with two children.  He lives in West Des Moines, Iowa.

Brian Elliot

Posted: November 2022

Brian is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries and has 29 years of experience in the Property & Casualty Industry.

Prior to joining Martin & Company, Brian worked primarily in pricing roles at EMC Insurance Group and Pharmacists Mutual Insurance Group. He has considerable experience in Workers Compensation, including pricing large deductibles, but his background also includes working with many other lines of business including Commercial Property, General Liability, Businessowners, Commercial Auto, Professional Liability, Homeowners and Personal Auto.

Brian has a Bachelor of Science degree in Mathematics from Iowa State University. He resides in Waukee, Iowa.

Benjamin Haynes

Posted: November 2022

Ben began his actuarial career in 2008 at NCCI where he spent 4 years working on state loss cost and rate filings, legislative analysis, and various research projects for Workers’ Compensation. The next 8 and a half years were spent at XL Group (later XL Catlin and AXA XL), where he managed a small team of analysts supporting pricing model development for various commercial lines of business. His experience has given him knowledge of multiple lines of business, including Workers’ Compensation, Large Commercial Property, Aviation, Accident & Health, Excess Casualty, Marine, Environmental, Auto Liability, and General Liability. Ben is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.

Ben has a Bachelor of Science degree in Actuarial Science from the Statistics Department at Brigham Young University. He currently lives in Downingtown, Pennsylvania with his wife and three children. He enjoys spending time outdoors, playing games, and reading whenever he gets the chance.

Paul Johnson

Posted: November 2022

Paul has over 25 years of experience in the property & casualty insurance industry, where he has performed rate level indications and profitability analyses for personal and commercial product lines, been involved in ratemaking for Homeowners and Commercial Automobile coverages, priced reinsurance agreements, and has provided loss and loss adjustment expense reserve indications for various lines of business.

Prior to joining Martin & Company, Paul was an Actuary with MEMIC, where he produced loss ratio projections by state, provided loss reserve analyses by writing company, and priced large Workers Compensation accounts.

Paul holds a Bachelor of Science Degree in Mathematics from The Pennsylvania State University.  He lives in Morristown, New Jersey.