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Todd Frazer

Todd graduated from West Chester University with a Bachelor of Science Degree and is certified in Google Data Analytics. After schooling, he continued to live and work in the area with plans to start a family with his wife. In his free time, Todd enjoys powerlifting, video games, and breweries with friends.
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Steven Palumbo

Steven graduated from Bloomsburg University of Pennsylvania in May of 2023, with a Bachelor of Applied Science in Technical Leadership. Steven currently resides in Downingtown, PA. In his free time, he enjoys working out, creating graphic design projects, taking trips, and hanging out with his friends.
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Melanie Hamm

Melanie is an Assistant Data Analyst. She graduated from West Chester University in 2022 with a bachelor’s in finance and economics. While attending school, she worked as a property manager. Melanie resides in West Chester, PA just outside of Philadelphia. In her free time, she enjoys rock climbing, hiking, and cooking. In addition, she likes spending time with her family and two dogs, Lacey and Toby.
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Rob Smith

Rob works directly with Martin & Company’s Competitive Intelligence & Research Team. Additionally, he helps with the publishing of the PA Advisor, CA Advisor and Professional Liability Report. He also helps with updating many of M&C’s Rate Trackers. Rob graduated from Saint Joseph’s University in 2016 with a Finance degree and currently resides outside of Philadelphia, PA.
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Matthew Heilmann

Matt has been responsible for the oversight and management of M&C’s Competitive Intelligence & Research Team in addition to furthering the company’s key Business Development and Technology initiatives. He has led a broad range of projects and has implemented process improvements that have helped M&C better serve their clients. His experience ranges across many Commercial and Personal lines of business including Professional, Med Mal, Cyber, CMP, Hospitality, Public Entity, Businessowners, Auto & Homeowners as well as Life, Accident & Health and various Digital and Insuretech startups. Matt became Director of Business Development in May 2019 with the focus on developing…
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Paul P. Martin

Paul founded Martin & Company in 1993 and currently oversees the day-to-day operations of all business segments of the company. Paul started his insurance career as a retail agent in 1990 and quickly recognized the lack of competitive information in the market. With just a few years of insurance background Paul decided to form his own company and launch a series of newsletters and reference guides that would change the way insurance professionals obtained reliable and competitive industry information. With the success of his newsletters, the launch of FilingsDirect.com and subscribers countrywide, Paul decided to turn Martin & Company into…
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