Shawn joined Martin & Company in 2024 with over 9 years of experience in both pricing and reserving. He is a Fellow of the Casualty Actuarial Society. Shawn’s prior experience includes personal and commercial auto as well as motorcycle, recreational vehicle and boat insurance. He has extensive experience with rate indications and filings including responses to state objections. He is also an expert in rating factor analysis and class plan changes. On the reserving side, Shawn is experienced in monthly reserve projections and annual updates of Schedule P and IEE. Shawn has a Master’s degree in Actuarial Science from Temple…

Ryan has 20 years of experience in the Property Casualty insurance industry. He is a Fellow of the Casualty Actuarial Society. Ryan began his career in Personal Lines pricing before moving to Commercial Lines reserving at XL America. After that, he was a consultant with KPMG, working on a diverse list of clients and lines of business, with a focus on reserving and Actuarial Opinions. Prior to joining Martin & Company, Ryan was lead actuary at New Jersey Manufacturer, heading up pricing, reserving and predictive modeling functions. Ryan has a bachelors degree from Lebanon Valley College, and currently resides in…

Teresa has over 27 years of experience in the Property & Casualty Insurance industry.  She is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Prior to joining Martin & Company, Terea was a pricing actuary with Liberty Mutual Insurance Group. Teresa is an expert in all parts of the pricing process in the Workers Compensation line of business. She has extensive knowledge in rate indications, product design, filing approval and implementation in all rating plans from guaranteed cost, dividend, loss sensitive, large deductible, and excess over self-insured retention. For more than 10…

Hannah joined Martin & Company in 2023, bringing with her over twenty years of P&C ratemaking and rate filing experience in commercial lines (property, liability, auto, workers compensation, umbrella/excess) and personal lines (home, auto, umbrella), over fifteen years of experience in predictive modeling, and over five years of experience in reserving.  Her work has spanned product types from reference to proprietary and sizes from small businessowners to large commercial package and monoline.  As Actuarial & Modeling Manager for Merchants Insurance Group, Hannah led development, rate filing, systems implementation, and post-launch monitoring efforts for new predictive model-based tiering and rating plans…

Kevin Cleary joined Martin & Company with over 28 years of pricing and reserving experience. Kevin’s experience covers Personal Auto, Commercial Auto, Homeowners, Commercial Property, Commercial General Liability, Workers Compensation, Professional Liability, Construction Defect and Asbestos/Environmental lines. Kevin’s pricing experience includes developing new product offerings, territorial indications, creating GLM models, responding to DOI questions and attending rate hearings.   Kevin’s reserving background includes extensive SQL work, working with internal and external auditors to comply with SOX requirements and communicating results to senior management. Kevin is the father of five children and lives in Naples Florida.  He enjoys most sports including basketball, volleyball, pickleball and…

Nick began his insurance career in 2014 on the Property & Casualty side of the industry and spent eight years working for a carrier in a pricing role, focusing on Professional and Personal lines. He has extensive experience with composing actuarial support for rate and rule filings countrywide (incl. states like CA, FL, WA, MA), including responding to objections and researching competitor filings for support. He has also helped develop and introduce products (including development of rating plans) and has performed various actuarial analyses over the course of his career. Nick holds a Bachelor of Science in Mathematics from the…

Arnie has 30 years of experience in the insurance industry, having worked with Group Health as well as Property & Casualty lines of business. He is an Associate of the Casualty Actuarial Society. Arnie began his career in pricing roles with Group Accident & Health products, after which he moved to the Property Casualty side of the business where he held Personal Lines pricing roles at CNA Insurance Company, Allstate as well as USAA. Immediately prior to joining Martin & Company, he was involved in reserving for various lines of P&C business, including Cyber & Data Security, General Liability, Excess…

Ramona Lee joined Martin & Company with over 26 years regulatory experience. As a regulator in Iowa and Pennsylvania, she testified and presented to the legislature, the industry, and consumers regarding Medical Professional Liability, Workers’ Compensation, and Personal Lines insurance. She determined the security requirements for entities which are self-insured for Workers’ Compensation. She opined on property and casualty reserves, rate filings, new products, changes in the marketplace, and proposed law changes. Ramona is an Associate of the Casualty Actuarial Society, a member of the American Academy of Actuaries, and a Professional Risk Manager with the Professional Risk Managers’ International…

Raissa has over 20 years of P&C industry experience and joined Martin & Company in 2012.  Raissa’s pricing experience spans numerous lines of business and products including Homeowners, Property, Personal Auto, Commercial Auto, Inland Marine, General Liability, Package, Crime, Commercial Output Policy (COP), Businessowners (BOP), Professional Liability, Management Liability, Workers Compensation, Excess & Umbrella, Cyber, and Aircraft. Prior to joining M&C, Raissa worked at Philadelphia Insurance Companies, AAA Mid-Atlantic, and Signature Consulting Solutions.  She’s been involved with all parts of the rate filing process from product development, competitor analysis, and strategic planning with leadership to rate indications and DOI objections. …