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Hannah Janney

Hannah joined Martin & Company in 2023, bringing with her over twenty years of P&C ratemaking and rate filing experience in commercial lines (property, liability, auto, workers compensation, umbrella/excess) and personal lines (home, auto, umbrella), over fifteen years of experience in predictive modeling, and over five years of experience in reserving.  Her work has spanned product types from reference to proprietary and sizes from small businessowners to large commercial package and monoline.  As Actuarial & Modeling Manager for Merchants Insurance Group, Hannah led development, rate filing, systems implementation, and post-launch monitoring efforts for new predictive model-based tiering and rating plans…
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Kevin Cleary

Kevin Cleary joined Martin & Company with over 28 years of pricing and reserving experience. Kevin’s experience covers Personal Auto, Commercial Auto, Homeowners, Commercial Property, Commercial General Liability, Workers Compensation, Professional Liability, Construction Defect and Asbestos/Environmental lines. Kevin’s pricing experience includes developing new product offerings, territorial indications, creating GLM models, responding to DOI questions and attending rate hearings.   Kevin’s reserving background includes extensive SQL work, working with internal and external auditors to comply with SOX requirements and communicating results to senior management. Kevin is the father of five children and lives in Naples Florida.  He enjoys most sports including basketball, volleyball, pickleball and…
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Nick Carey

Nick began his insurance career in 2014 on the Property & Casualty side of the industry and spent eight years working for a carrier in a pricing role, focusing on Professional and Personal lines. He has extensive experience with composing actuarial support for rate and rule filings countrywide (incl. states like CA, FL, WA, MA), including responding to objections and researching competitor filings for support. He has also helped develop and introduce products (including development of rating plans) and has performed various actuarial analyses over the course of his career. Nick holds a Bachelor of Science in Mathematics from the…
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Raissa Schickel

Raissa has over 20 years of P&C industry experience and joined Martin & Company in 2012.  Raissa’s pricing experience spans numerous lines of business and products including Homeowners, Property, Personal Auto, Commercial Auto, Inland Marine, General Liability, Package, Crime, Commercial Output Policy (COP), Businessowners (BOP), Professional Liability, Management Liability, Workers Compensation, Excess & Umbrella, Cyber, and Aircraft. Prior to joining M&C, Raissa worked at Philadelphia Insurance Companies, AAA Mid-Atlantic, and Signature Consulting Solutions.  She’s been involved with all parts of the rate filing process from product development, competitor analysis, and strategic planning with leadership to rate indications and DOI objections. …
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Arnie Rippener

Arnie has 30 years of experience in the insurance industry, having worked with Group Health as well as Property & Casualty lines of business. He is an Associate of the Casualty Actuarial Society. Arnie began his career in pricing roles with Group Accident & Health products, after which he moved to the Property Casualty side of the business where he held Personal Lines pricing roles at CNA Insurance Company, Allstate as well as USAA. Immediately prior to joining Martin & Company, he was involved in reserving for various lines of P&C business, including Cyber & Data Security, General Liability, Excess…
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Ramona Lee

Ramona Lee joined Martin & Company with over 26 years regulatory experience. As a regulator in Iowa and Pennsylvania, she testified and presented to the legislature, the industry, and consumers regarding Medical Professional Liability, Workers’ Compensation, and Personal Lines insurance. She determined the security requirements for entities which are self-insured for Workers’ Compensation. She opined on property and casualty reserves, rate filings, new products, changes in the marketplace, and proposed law changes. Ramona is an Associate of the Casualty Actuarial Society, a member of the American Academy of Actuaries, and a Professional Risk Manager with the Professional Risk Managers’ International…
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Carrie Najarian

Carrie has been in the life and health insurance industry for over 20 years in the Actuarial, Operations, and Marketing divisions of two Fortune 500 companies.  She started her actuarial career at Transamerica in Product and Risk Management where she provided financial analysis, model evaluation, marketing profitability, competitive intelligence, experience reporting, rate filings and rate increase support for life and health product development.  At GE Financial Assurance, she supported Actuarial Financial Reporting and Product Development prior to transitioning to the Marketing department as a Channel Actuary for GEFA Direct.  She provided financial expertise and analysis of key financial services products…
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John Butel

John has over 22 years of experience in the Property & Casualty Insurance industry. He is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.  Prior to joining Martin & Company, John was a pricing actuary with Nationwide Insurance.  John has extensive experience in all parts of the rate review process, from rate indications and product design through filing approval and implementation. Lines of business and product experience includes Homeowners, Personal Auto, Telematics, Property and Commercial General Liability, Commercial Auto, General and Professional Liability, Equipment Breakdown, Pet Health and Accident. John has a bachelor’s…
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Brian Elliott

Brian is an Associate of the Casualty Actuarial Society and a Member of the American Academy of Actuaries and has over 30 years of experience in the Property & Casualty Industry. Brian has considerable experience with Workers Compensation, including pricing large deductibles, but his background also includes pricing and reserving for many other lines of business including Commercial Property, General Liability, Businessowners, Commercial Auto, Professional Liability, Homeowners and Personal Auto. Brian has a Bachelor of Science degree in Mathematics from Iowa State University.  He lives in Waukee, Iowa.
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Thomas Bedford

Tom spent the first five years of his career in the Property and Casualty Insurance Industry in both actuarial and technical analyst roles. During this time, Tom had the opportunity to work across various lines of business including Workers Compensation, Business Owners, and Commercial Auto. Additionally, he had the opportunity to complete actuarial work in both a reserving and pricing role as well as assist senior management as the firm grew through rate filings and training of new actuaries. Since joining Martin & Company, Tom has added Personal Auto, Commercial General Liability, and Commercial Property to his portfolio of work.…
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