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M&C is a proud sponsor of the PLUS 2024 Mid-Atlantic Chapter Golf Outing

June 2024
M&C is a proud sponsor of the PLUS 2024 Mid-Atlantic Chapter Golf Outing. The Professional Liability Underwriting Society (PLUS) association elevates professional liability insurance globally through excellence, innovation, belonging, and knowledge sharing for empowered career growth. Read more
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Maryland Uninsured Driving Penalties

June 2024
Insurers that currently specify in their policy forms any of the penalty amounts changed by House Bill 1482 are required to update those forms to include the revised penalty amounts and are also required to file updated forms with the Administration for approval. Updated forms must be submitted for review by the Property & Casualty Rates and Forms Unit not later than June 30, 2024. The Administration encourages insurers to make the filing as a stand-alone form filing to expedite our review. Read More
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South Carolina Notice of Liability Data Call

June 2024
In accordance with South Carolina Code of Laws Section 38-13-160, the South Carolina Department of Insurance is requiring all authorized property and casualty insurance companies, including licensed insurers and eligible surplus lines insurers, to submit a liability data report by August 9, 2024.  Please refer to the “attached spreadsheet” link, with instructions, contained in the notice. Read More
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Florida Office of Insurance Regulation (FL OIR) Posts 2024 Catastrophe Reporting Form (CRF) in Preparation for Hurricane Season

June 2024
The Florida Office of Insurance Regulation (FL OIR) has posted the 2024 Catastrophe Reporting Form (CRF) in preparation for the 2024 Atlantic Hurricane Season. If a natural disaster causes catastrophic damage, all insurers and other regulated entities will be required to provide claim and other relevant information using the CRF. On the FL OIR website, select the option “2024 Catastrophe Reporting Forms” for the necessary information. Read More
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New Minimum Limits of Liability Insurance Commercial Motor Vehicle and/or Autocabs

May 2024
NJ Senate Bill 2841 increased the minimum limits of liability insurance coverage that must be maintained by owners and/or operators of commercial motor vehicles registered or principally garaged in New Jersey engaged in intrastate commerce. The Act takes effect July 1, 2024 and applies to all insurance policies initiated on, or renewed after, this date. Thus, insurers must file any policy forms that need to be updated by June 24, 2024 and submit rate filings to implement the new minimum coverage amounts no later than July 31, 2024. Read More
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Alabama Extends Statute of Limitations for Insurance Fraud

May 2024
Alabama has enacted House Bill 140, which extends from two to seven years the statute of limitations for prosecution of insurance fraud. The bill was signed by the Governor on May 15, 2024, and is effective October 1, 2024. Read More
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Louisiana Repeals Three-Year Rule, Enacts Nonrenewal Percentage Rule

May 2024
For policies issued after August 1, 2024, Louisiana House Bill 611 repeals the three-year rule preventing a property, casualty, or liability insurer from cancelling, nonrenewing, or raising deductibles of homeowner’s policies that have been in effect longer than three years, except for certain reasons. In addition, for three-year policies in effect on or before August 1, 2024, H-611 allows an insurer to non-renew up to 5 percent of those policies per calendar year or more than 5 percent of those policies in a calendar year upon request. H-611 has multiple effective dates, including May 7, 2024, and January 1, 2025.…
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Georgia House Bill 1114 – Data Analysis for Tort Reform Act

May 2024
The Data Analysis for Tort Reform Act was introduced on behalf of Governor Brian Kemp to combat legal system abuse. No later than July 1, 2024, and as often as necessary through July 1, 2029, the Commissioner of Insurance (Commissioner) must request data from insurers and related organizations to determine the impact of tort lawsuits and assess tort related risks. The information collected must remain confidential, and the Commissioner may allow for the submission of requested data via electronic means. Please select “Current Version” on the site. Read More
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Kentucky Issues Local Government Premium Tax Guidance for 2024-2025

April 2024
Insurance companies, including surplus lines brokers, must adopt procedures to conform to the 2024-2025 Local Government Premium Tax Schedule by July 1, 2024. The 2024-2025 Local Government Premium Tax Schedule applies only to premiums collected July 1, 2024, through June 30, 2025.  Please review the “Latest News” on the KY Department of Insurance website. Read More
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