The purpose of this Advisory Memorandum is to clarify the current conditions under which forms containing DWL provisions or any provisions limiting coverage for defense expenses will either be approved or prohibited by the Commissioner.

DWL provisions are not acceptable in personal insurance policies, as specified in 33-18-603, MCA. The MT CSI will permit DWL provisions in non-personal, commercial insurance forms if the DWL provisions are conspicuously disclosed.

View the full memorandum. Does your company need assistance to keep in compliance? Contact our team.